Join The Thousands Of Merchants And Counting Who Use Zero Fee Credit Card Processing

We Save Our Merchants Hundreds Of Thousands Of Dollars Each Month With Zero Fee Processing!

Credit Card Processing For Small Business With No Monthly Fees Is Real.

How can no fee credit card processing be real? It's simple! With this proprietary technology, our platform will add a small service fee to each customer's purchase. You get the full purchase price for the transaction. The fees for processing the cards come directly to us and pay all your monthly transactions. When you receive your statement each month, you will always pay zero. Finally, a solution that completely eliminates merchant service fees. At Modern Pay, we eliminate your credit card fees 100%.

WHAT SETS US APART FROM OTHER CREDIT CARD PROCESSORS

  • 100% of merchant fees gone forever with no monthly fees

  • 100% free terminals

  • Month-to-month contracts on all accounts

  • Available in all 50 states

  • Next day funding (10:30 PM EST )

  • Terminal placement programs

  • Unmatched customer service

KEEP EVERY PENNY OF YOUR SALES WITH OUR DUAL PRICING PLATFORM!

The Modern Pay Dual Pricing program allows business owners to offer two different transaction amounts to customers paying with cash verses paying with a card. The two separate prices are clearly displayed on the terminal and PIN pad showing the customer the discount applied when paying with cash. If a customer pays with a card, the discount is not applied.

Why Businesses Choose Us Over the Competition

undefinedModern PayThe Competition
Terminal100% Free$29-$59 a month
Processing100% Free95%-98% Free
Statement Fee$0/month$5-$10/month
PCI Fee$0/month$6 to $10/month
Annual Fee$0/year$89-$149/year
Contract Termmonth-to-month3 to 5 years

At Modern Pay, we don't hide fees. We know how frustrating it is to get a statement and find higher fees than what was quoted. With Shift Processing, you will always pay zero. It doesn't matter if you process $5,000 per month in cards or $5,000,000 per month. You will never pay merchant fees again. Our cash discount program is available for your business.

No Monthly Fees

You will receive a monthly statement showing your savings and what you would have paid with another company, but with zero fee processing it will never cost you a dime.

No Batch Fees

Why should you be charged for closing out at the end of the business day? Batch out as much as you like, it doesn't cost a dime.

No Swipe Fees

This is a considerable cost for most merchants. With Modern Pay, you will never be charged to swipe a card. You'll never have to use a minimum purchase required sign ever again.

No Interchange Fees

We pay the interchange fees so you don't have to. Interchange makes up almost 90% of processing fees. With Modern Pay, expect to pay nothing.

No Rate Increases

Your rate is zero, and it will never increase with the Modern Pay Free Processing Solution. You'll never have to haggle with companies over rates ever again.

Next Day Funding

Put your hard earned money to work faster. With a 10:30pm eastern cutoff have your money the next business day.


Those Are Just A Few Main Features, There Are Plenty More!

  • Amazing Customer Service

  • 24/7 Account Access

  • Dedicated Representative

  • 100% PCI Compliant

  • Free Shipping on Equipment

  • ApplyPay Compatible

  • Troubleshooting Assistance

  • Chargeback Support

  • Samsung Pay Compatible

  • Integrated Pin-Pad

  • Free Online Reports

  • 100% EMV Compliant

  • Google Wallet Compatible

  • Paperless Billing

  • Free Signage

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Traditional Card Processing